Lumsden was born in Fife, Scotland, in 1815. He learned the trade of watchmaker from his uncle at Pittenweem. Lumsden and his wife Christina (née Anderson, married 1842) emigrated to Geelong, Australia, in 1858 on the Ravenseraig. He joined the gold rush in Ballarat, but returned to his watchmakers shop in Geelong. In 1861, they moved to Invercargill.[1]
He was Mayor of Invercargill in 1873–1874 and again in 1878–1879.[2] He represented the Invercargill electorate in Parliament from 1875 to 1878, when he resigned,[3] as absence from his jewellery shop was affecting his business.[1]
The Lumsdens had eight children. Their son Thomas James Lumsden was born in 1854.[1]