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ノート:クレジットカード (日本)

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初版の履歴継承不備

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この記事はクレジットカード (日本) 初版 2005年8月20日12:59 (UTC)に親記事クレジットカードからの記事分割の際の履歴継承に問題があります。記事分割にはどこの記事（リンク）どの版（時刻）が無ければ履歴がつながりません。いきなり削除依頼を出すのもなんなので、先にノートにて指摘をいたします。--Ucheniitza 2007年11月18日 (日) 12:59 (UTC)[返信]__DTELLIPSISBUTTON__{"threadItem":{"timestamp":"2007-11-18T12:59:00.000Z","author":"Ucheniitza","type":"comment","level":1,"id":"c-Ucheniitza-2007-11-18T12:59:00.000Z-\u521d\u7248\u306e\u5c65\u6b74\u7d99\u627f\u4e0d\u5099","replies":["c-Ucheniitza-2007-11-19T11:59:00.000Z-Ucheniitza-2007-11-18T12:59:00.000Z"]}}-->

この記事から分割された提携カードにも履歴継承不備が見つかりましたので報告を--Ucheniitza 2007年11月19日 (月) 11:59 (UTC)[返信]__DTELLIPSISBUTTON__{"threadItem":{"timestamp":"2007-11-19T11:59:00.000Z","author":"Ucheniitza","type":"comment","level":2,"id":"c-Ucheniitza-2007-11-19T11:59:00.000Z-Ucheniitza-2007-11-18T12:59:00.000Z","replies":[]}}-->
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楽天KCの会社分割

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「日本の主要なクレジットカード等購入あっせん業者の国際ブランド提携状況等」にあります「楽天KC」は、会社分割により「KCカード(存続)」と「楽天カード(新生)」へと分かれました。各クレジットカード発行会社の、国際加盟店網銘柄のライセンス契約に関して分かる方、修正をお願いします。--Mosburger 2011年10月10日 (月) 21:31 (UTC)[返信]__DTELLIPSISBUTTON__{"threadItem":{"timestamp":"2011-10-10T21:31:00.000Z","author":"Mosburger","type":"comment","level":1,"id":"c-Mosburger-2011-10-10T21:31:00.000Z-\u697d\u5929KC\u306e\u4f1a\u793e\u5206\u5272","replies":[]}}-->

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履歴の保存

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最上節の「初版の履歴継承不備」のとおり、初版が履歴不継承であるため「Wikipedia:著作権/履歴の保存」を参考に 2013-01-25(金)T17:06:14 の版にて履歴の保存を行いました。--Rehist（会話） 2013年1月25日 (金) 17:19 (UTC)[返信]__DTELLIPSISBUTTON__{"threadItem":{"timestamp":"2013-01-25T17:19:00.000Z","author":"Rehist","type":"comment","level":1,"id":"c-Rehist-2013-01-25T17:19:00.000Z-\u5c65\u6b74\u306e\u4fdd\u5b58","replies":[]}}-->

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提案、画像の追加

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日本のクレジットカードの画像を追加する事を提案します。--Good2016hey（会話） 2016年4月8日 (金) 04:45 (UTC)[返信]__DTELLIPSISBUTTON__{"threadItem":{"timestamp":"2016-04-08T04:45:00.000Z","author":"Good2016hey","type":"comment","level":1,"id":"c-Good2016hey-2016-04-08T04:45:00.000Z-\u63d0\u6848\u3001\u753b\u50cf\u306e\u8ffd\u52a0","replies":[]}}-->

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貸倒が発生した場合の内容

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「最低でも5年間は新たなクレジットカードを作成することができない。」と記載されていますが、今現在で公開されている規則や文書で具体的な根拠や合理的理由が明示されたものがありません。（カード会社の内規などで決めていることなのでしょうが...）また、債務整理後5年未満でクレジットカードが発行された例があり、一概に「最低でも5年間」とは言えないものと考えます。 また、後段の例えば、「他社にクレジットカードの申込を行ったとしても、入会を断られる。」も同様に必ずしもすべてのケースにあてはまるものではないと思います。--Com82nk（会話） 2018年3月23日 (金) 12:53 (UTC)[返信]__DTELLIPSISBUTTON__{"threadItem":{"timestamp":"2018-03-23T12:53:00.000Z","author":"Com82nk","type":"comment","level":1,"id":"c-Com82nk-2018-03-23T12:53:00.000Z-\u8cb8\u5012\u304c\u767a\u751f\u3057\u305f\u5834\u5408\u306e\u5185\u5bb9","replies":[]}}-->

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日本での加盟店手数料

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「日本では現金決済が主流であり（中略）欧米と違い高い加盟店手数料を設定できず」と記載されていますが、実態はむしろ逆だと思われます。私も決定的な資料は見つけられなかったのですが、日本での加盟店手数料が高いとする記事は多く存在し、経済産業省や公取委がそれを下げさせようと動いていることも確認出来ますが、低いとする情報は確認出来ませんでした。また、最近の情勢を反映していないだけかもしれませんが「現金決済主体で経営していけるため、立替払取次業者よりも立場が強い」というのも微妙で、少なくとも通信販売等ではまず成り立たない話だと思います。--南瓜みかん（会話） 2022年10月21日 (金) 00:32 (UTC)[返信]__DTELLIPSISBUTTON__{"threadItem":{"timestamp":"20221021003200","author":"\u5357\u74dc\u307f\u304b\u3093","type":"comment","level":1,"id":"c-\u5357\u74dc\u307f\u304b\u3093-20221021003200-\u65e5\u672c\u3067\u306e\u52a0\u76df\u5e97\u624b\u6570\u6599","replies":[]}}-->

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