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System płatności

System płatności – formalne porozumienie trzech lub większej liczby uczestników, nie wliczając w to banków rozrachunkowych, partnerów centralnych, izb rozliczeniowych ani uczestników pośrednich, cechujące się wspólnymi zasadami i jednolitymi uzgodnieniami służącymi realizacji poleceń przelewu pomiędzy uczestnikami[1].

Według ustawy z dn. 19 sierpnia 2011 r. o usługach płatniczych system płatności to system transferu środków pieniężnych oparty na formalnych i znormalizowanych regułach oraz wspólnych zasadach dotyczących przetwarzania, rozliczeń lub rozrachunku transakcji płatniczych[2].

Przypisy

  1. Rozporządzenie Europejskiego Banku Centralnego (UE) NR 795/2014 z dnia 3 lipca 2014 r. w sprawie wymogów nadzorczych w odniesieniu do systemów płatności o znaczeniu systemowym (EBC/2014/28) (CELEX: 32014R0795).
  2. Ustawa z dn. 19 sierpnia 2011 r. o usługach płatniczych (Dz.U. z 2024 r. poz. 30).

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