The 2021 Guaranteed Rate Bowl was a college footballbowl game played on December 28, 2021, with kickoff at 10:15 p.m. EST (8:15 p.m. local MST) and televised on ESPN.[3] It was the 32nd edition of the Guaranteed Rate Bowl, although the first played under that name (the 2020 edition was canceled due to an insufficient number of teams being available to fill all bowl slots) and was one of the 2021–22 bowl games concluding the 2021 FBS football season. Residential mortgage company Guaranteed Rate was the game's title sponsor.
West Virginia finished their regular season with an overall 6–6 record, 4–5 in Big 12 games. After starting their season with four losses in their first six games, the Mountaineers won four of their final six games to become bowl eligible. West Virginia played four ranked opponents, losing to Oklahoma and Oklahoma State while defeating Virginia Tech and Iowa State.
Minnesota finished their regular season with an overall 8–4 record, 6–3 in Big Ten games. The Golden Gophers were ranked 20th after winning six of their first eight games, but then lost two of their final four games. Minnesota played three ranked teams, losing to Ohio State and Iowa while defeating Wisconsin.